Salaried & self-employed
— personal & home loans
Loan Facilitation Partner — Since 2019
Every Loan.
One Trusted
Partner.
Personal, home, business, property and more — Viva Capital matches your profile with the right lender from a network of India’s top banks and NBFCs. Transparent, fast, tailored to you.
9 Loan
Categories
Fast Approvals
& Disbursal
12+ Bank
Partners
Whatever You’re Borrowing For
Personal goals, business ambitions, a first home, or unlocking value from what you already own — we structure the right loan for the moment you’re in.
Entrepreneurs & SMEs
— business & working capital
Lower EMIs through
balance transfer & top-up
Property owners unlocking
liquidity (LAP & LRD)
Our Loan Suite
Loans We Facilitate
Nine product categories across India’s leading banks and NBFCs — pick the one that fits, or let us recommend.
Why Choose Viva Capital?
Since 2019, Viva Capital has worked as a Direct Selling Agent for India’s leading banks and NBFCs — bridging the gap between borrowers and lenders with integrity, speed, and solutions built around your profile.
Tailored
Solutions
Loan packages structured around your unique profile and goals.
Professional
Expertise
A seasoned team guiding you at every step of the process.
Extensive
Network
Tie-ups with HDFC, ICICI, Axis, Kotak and 8+ more lenders.
Transparent
& Fast
Quick approvals, honest pricing, no hidden charges.
Case Study
₹2.25 Cr
LAP Approved
- No salary income
- Income via trading & mutual funds
- Past EMI issues
Approved Successfully.
Basic Eligibility
- Indian resident, age 21 to 70 years
- Salaried, self-employed, or professional
- Stable income / cash flow (criteria varies by product)
- Property ownership for LAP, LRD & home loans
Documents Required
- KYC (PAN, Aadhaar, Address Proof)
- Income Proof (ITR, salary slips, bank statements)
- Property / asset papers (where applicable)
- Existing loan details (if any)
Note:
Final eligibility & paperwork depend on the lender and loan type. We’ll tell you exactly what’s needed for your case.
How We Work
From the first conversation to long after your loan is disbursed — a guided process built around clarity and speed.
- 1
Consultation
Tell us your goal — we understand your need and profile.
- 2
Product Matching
We compare options across our partner lenders to find the right fit.
- 3
Documentation
We simplify the paperwork and liaise with the lender for fast approval.
- 4
Disbursal & Support
Funds in your account — plus continued assistance after disbursal.
What Our Clients Say
Bought our first home with Viva Capital’s help. They negotiated 0.4% off the rate I’d been quoted directly, walked us through every form, and the disbursement landed before our registry date.
Trusted by Leading Banks & NBFCs
