Business owners needing
working capital
Loan Against Property
Unlock Funds
Without Selling
Your Property.
High-value Loan Against Property solutions with flexible eligibility and lower interest rates.
Special Cases
Handled
Fast Processing
& Disbursal
Multiple Bank
Options

Is This Right for You?
Low declared income
or high cash flow
Existing loan transfer
or top-up required
Property owners needing
liquidity for any need
Why Choose Viva Capital?
We Handle
Rejected Cases
Expertise in structuring approvals for difficult profiles.
Profile Structuring
Expertise
We build the right profile as per bank requirements.
Strong Bank
Network
Tie-ups with leading banks & NBFCs across India.
Negotiated
Interest Rates
Get the most competitive rates with better terms.
Case Study
₹2.25 Cr
LAP Approved
- No salary income
- Income via trading & mutual funds
- Past EMI issues
Approved Successfully.

Basic Eligibility
- Owner of residential / commercial property
- Minimum age 21 years, maximum 70 years
- Flexible income criteria
- Salaried, self-employed, professionals eligible
Documents Required
- KYC (PAN, Aadhaar, Address Proof)
- Income Proof (ITR / Bank Statements)
- Property Documents
- Existing Loan Details (if any)
Note:
Documentation is minimal in structured cases.
How It Works
- 1
Share Details
You share your basic details & documents.
- 2
Profile Analysis
We analyze & structure your profile.
- 3
Bank Matching
We match your profile with the right lender.
- 4
Disbursal
Loan approved & amount disbursed to you.
What Our Clients Say
Viva Capital helped me get a loan when all banks had rejected my application. Their team understood my profile and structured it perfectly. Highly professional and transparent service.
Trusted by Leading Banks & NBFCs
