Loan Against Property

Unlock Funds
Without Selling
Your Property.

High-value Loan Against Property solutions with flexible eligibility and lower interest rates.

  • Special Cases

    Handled

  • Fast Processing

    & Disbursal

  • Multiple Bank

    Options

Modern home — collateral that quietly grows in value

Is This Right for You?

Business owners needing
working capital

Low declared income
or high cash flow

Existing loan transfer
or top-up required

Property owners needing
liquidity for any need

Why Choose Viva Capital?

We Handle
Rejected Cases

Expertise in structuring approvals for difficult profiles.

Profile Structuring
Expertise

We build the right profile as per bank requirements.

Strong Bank
Network

Tie-ups with leading banks & NBFCs across India.

Negotiated
Interest Rates

Get the most competitive rates with better terms.

Case Study

₹2.25 Cr

LAP Approved

  • No salary income
  • Income via trading & mutual funds
  • Past EMI issues

Approved Successfully.

Approved residential collateral
View More Case Studies

Basic Eligibility

  • Owner of residential / commercial property
  • Minimum age 21 years, maximum 70 years
  • Flexible income criteria
  • Salaried, self-employed, professionals eligible

Documents Required

  • KYC (PAN, Aadhaar, Address Proof)
  • Income Proof (ITR / Bank Statements)
  • Property Documents
  • Existing Loan Details (if any)

Note:

Documentation is minimal in structured cases.

How It Works

  1. 1

    Share Details

    You share your basic details & documents.

  2. 2

    Profile Analysis

    We analyze & structure your profile.

  3. 3

    Bank Matching

    We match your profile with the right lender.

  4. 4

    Disbursal

    Loan approved & amount disbursed to you.

What Our Clients Say

Viva Capital helped me get a loan when all banks had rejected my application. Their team understood my profile and structured it perfectly. Highly professional and transparent service.

Rahul Mehta

Business Owner

New Delhi

Need Funds? Let’s Structure Your Approval.

Check your eligibility in 2 minutes.

Trusted by Leading Banks & NBFCs