Salaried & Self-Employed
Home, personal, and education loans structured around your earnings — clean documentation, fast disbursal.
Loan Facilitation Partner — Since 2019
Every Loan.
One Trusted
Partner.
Personal, home, business, property and more — Viva Capital matches your profile with the right lender from a network of India’s top BANKS and NBFCs. Transparent, fast, tailored to you.
20+ Loan
Categories
Fast Approvals
& Disbursal
40+ Bank &
NBFC Partners
- 40+ Banking Partners
- Faster Sanctions
- High Ticket Expertise
- Tailored Structuring
- PAN India Service
Who we help
Borrowers we know —
profiles we know how to place.
Personal goals, business ambitions, a first home, or unlocking value from what you already own — we structure the right loan for the moment you’re in.
Entrepreneurs & SMEs
Business loans, working capital, CGTMSE and unsecured term funding sized to your business cycle.
Lower-EMI Seekers
Balance-transfer your existing home, LAP or business loan to a sharper rate — with a structured top-up if needed.
Property Owners
Unlock liquidity from residential, commercial or industrial real estate via LAP, LRD, or drop-line overdraft.
Why Choose Viva Capital
Funding for real profiles —
not the bank’s default template.
Since 2019, we’ve placed files across 40+ banks and NBFCs by doing what call-centre DSAs can’t — structuring complex profiles until the right lender says yes.
Tailored Structuring
Files structured around your unique profile and goals — not the bank's default template.
Senior Advisor Access
A senior advisor reads your file end-to-end — no call-centre routing, no junior handovers.
40+ Lender Network
We pick the lender most likely to approve your case — across India's leading banks and NBFCs.
Transparent, No Upfront Fees
We get paid by the lender on disbursal. Honest pricing, no hidden charges, no surprises.
Proof, not promises
Cases others rejected. We structured.
Our Process
From first conversation —
to disbursal and beyond.
A guided four-step process built around clarity and speed. No opaque hand-offs, no junior routing — one senior advisor walks the case through.
- 01
Profile Review
Tell us your goal. A senior advisor reads your file end-to-end and identifies the right route.
- 02
Bank Matchmaking
We compare offers across 40+ lenders and pick the one most likely to approve your profile, at the best rate.
- 03
Documentation
We simplify the paperwork and structure it the way underwriters can underwrite — no guesswork.
- 04
Sanction & Support
Funds in your account — and continued assistance after disbursal. We stay with the case.
Client voices
Real clients —
real outcomes.
Our fleet expansion needed working capital, and fast. Viva Capital structured a term loan that matched our cash cycle — sanctioned and disbursed without the usual runaround.
Sandeep Logistics
Trusted by Leading Banks & NBFCs
