LRD
Lease Rental Discounting
Borrow against your rental income — secured by the lease, not by liquidating equity.
Loan amount
Up to 70% of future rentals
Tenure
Up to 15 years
Rate
From 9.25%* p.a.
About this product
Lease Rental Discounting (LRD) is a secured loan against the rental cashflow from a leased commercial property. Ideal for landlords looking to monetise rental income without losing the asset.
What we offer
- Loan against future rental cashflow
- Long tenure aligned to lease term
- Lower ROI than unsecured loans
- End-use unrestricted
Basic Eligibility
- Owner of leased commercial property
- Lease deed registered with reputed corporate tenant
- Minimum residual lease term of 3+ years
Documents Required
- Property documents (sale deed, title chain)
- Registered lease agreement
- Last 12 months rental receipts
- KYC + ITR of owner
How It Works
- 1
Share Details
You share your basic details & documents.
- 2
Profile Analysis
We analyze & structure your profile.
- 3
Bank Matching
We match your profile with the right lender.
- 4
Disbursal
Loan approved & amount disbursed to you.
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