High-LTVCapability

Up to 200% LTV — when cashflow does the work

Property worth ₹5 Cr → ₹10 Cr funded.

  • AmountUp to 2× property value
  • CategoryLoan Against Property
  • ProfileStrong cashflow with verified income against single collateral

The challenge

What stood in the way

Most banks cap LAP at 70–80% of property value. The borrower needed substantially more against a single asset, and standard underwriters wouldn’t entertain it.

The structuring

How we routed it

We structured the file around verified cashflow and earning potential, not just the property valuation. Matched to a lender that prices risk on serviceability, the LTV cap moved with the case.

The outcome

Where it landed

Up to 200% LTV unlocked. The property stayed the same, the funding doubled.

A working promise

A senior advisor reads your file, picks the lender most likely to approve it, and stays with the case until disbursal.

Whatever the Loan, We’ll Find the Right Approval.

Free consultation. Check your eligibility in 2 minutes.

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