Our Loan Suite
Twenty-plus instruments —
one private desk.
Curated across 40+ banks and NBFCs. Most of our clients return for a second product within eighteen months — same advisor, same file, faster approval.
Home & Property
Funding against walls and titles.
Home loans, LAP, lease rental discounting, balance transfers, and drop-line overdrafts against property.
Home Loan
Structured approvals, even in complex profiles.
- Interest rateFrom 7.10%* p.a.
- Loan amountUp to ₹10 Cr
Loan Against Property
Turn your property into powerful capital.
- Loan amountUp to 80% of property value
- Interest rateFrom 7.50%* p.a.
Lease Rental Discounting
Borrow against your rental income — keep the asset.
- Interest rateFrom 7.50%* p.a.
- Loan amountUp to 90% of rentals
Balance Transfer
Lower your cost. Upgrade your loan.
- Use caseHome / LAP
- BenefitLower rate + top-up
Drop-Line Overdraft (Secured)
Flexible credit that reduces as you repay.
- StructureSecured drop-line OD
- LTVUp to 80% of property
Business Funding
Capital sized to your business cycle.
Term loans, CGTMSE collateral-free funding, drop-line overdrafts, and project funding for growing businesses.
Business Loan
Funding designed for business growth.
- Loan amountUp to ₹5 Cr
- Tenure12 — 60 months
CGTMSE Funding
Collateral-free funding for business growth.
- Loan amountUp to ₹10 Cr
- Interest rateFrom 9%* p.a.
Unsecured Term Loan
Business funding without collateral.
- Loan amountUp to ₹5 Cr
- Tenure12 — 60 months
Unsecured DOD
Flexible capital, available when you need it.
- StructureDrop-line overdraft
- LimitUp to ₹2 Cr
Project Funding
Structured capital for builders and large projects.
- FundingUp to 75% of project cost
- UseConstruction & development
Working Capital & Trade
Keep operations liquid and moving.
Cash credit, overdraft limits, bank guarantees, letters of credit, and working-capital term loans.
Working Capital
Smart liquidity for business continuity.
- FacilityOD / CC / BD
- LimitLinked to turnover
Cash Credit
A revolving limit that funds your day-to-day operations.
- FacilityRevolving credit limit
- LimitLinked to stock & debtors
Overdraft Limit
Withdraw beyond your balance, up to a sanctioned ceiling.
- FacilityAccount overdraft
- InterestCharged on usage only
Bank Guarantee
The bank's assurance that backs your commitments.
- TypeFinancial / Performance
- UseTenders, contracts, deposits
Letter of Credit
Secure supplier and trade transactions with confidence.
- TypeInland / Import LC
- UseSupplier & trade payments
Working Capital Term Loan
A fixed-tenure loan for recurring working-capital needs.
- StructureFixed-tenure term loan
- Tenure12 — 60 months
Wealth & Education
For the life-stage moments.
Personal loans, loan against securities, and education funding for individuals and families.
Personal Loan
Fast liquidity, structured for affordability.
- Loan amountUp to ₹1 Cr
- Interest rateFrom 10.49%* p.a.
Loan Against Securities
Unlock funds without selling investments.
- PledgeShares / MF / Bonds
- LTVUp to 50%–80% of pledge value
Education Loan
Structured funding for future success.
- Loan amountUp to ₹1.5 Cr
- MoratoriumCourse + 6 months
Vehicle Finance
New, used, or refinanced — sorted.
On-road financing for new cars, valuation-led loans for used cars, and refinance for lower EMIs.
New Car Loan
Smart financing for your next vehicle.
- Loan amountUp to 100% on-road price
- TenureUp to 84 months
Used Car Loan
Affordable loans without compromise.
- LTVUp to 90% of valuation
- Vehicle ageUp to 8 years
Car Refinance
Lower your EMI. Optimize your loan.
- Use caseRefinance existing car loan
- BenefitLower rate, extended tenure, top-up
Specialty
When timing is the whole strategy.
Private funding for short-term gaps, property closures, and business deals where banks are too slow.
A working promise
Same advisor —
all the way to disbursal.
- Senior advisor reads your file end-to-end
- Lender shortlist in 48 hours
- No upfront fees — paid by the lender on disbursal
- Confidential, end-to-end handling
Trusted by Leading Banks & NBFCs
