Business Loan
Funding designed for business growth.
- Loan amountUp to ₹5 Cr
- Tenure12 — 60 months
- DisbursalAs fast as 72 hours
About this product
Why clients choose Viva Capital for BL.
Unsecured business loans tailored for growing businesses — for inventory, expansion, equipment, or working-capital gaps. No collateral, minimal paperwork.
What we offer
Key features
- Collateral-free up to ₹5 Cr
- Quick disbursal — typically 72 hours post-approval
- Flexible EMI structures
- Top-up and renewal options
Who can apply
Basic eligibility
- Business operational for 2+ years
- Annual turnover ₹40 Lakh+ (with audited financials)
- Self-employed individuals / proprietors / partnerships / private limited
Keep ready
Documents required
- Last 2 years ITR + computation
- Last 12 months bank statements
- Business registration + GST returns
- KYC of proprietor / partners / directors
A working promise
“A senior advisor reads your file, picks the lender most likely to approve it, and stays with the case until disbursal — even when the first bank says no.”
Our Process
From first conversation —
to disbursal and beyond.
A guided four-step process built around clarity and speed. No opaque hand-offs, no junior routing — one senior advisor walks the case through.
- 01
Profile Review
Tell us your goal. A senior advisor reads your file end-to-end and identifies the right route.
- 02
Bank Matchmaking
We compare offers across 40+ lenders and pick the one most likely to approve your profile, at the best rate.
- 03
Documentation
We simplify the paperwork and structure it the way underwriters can underwrite — no guesswork.
- 04
Sanction & Support
Funds in your account — and continued assistance after disbursal. We stay with the case.
Trusted by Leading Banks & NBFCs
