New Car Loan
Smart financing for your next vehicle.
- Loan amountUp to 100% on-road price
- TenureUp to 84 months
- DisbursalSame-day in most cases
About this product
Why clients choose Viva Capital for NCL.
New car loans with on-road financing, dealer-tied offers, and lender shortlists tuned to your CIBIL and income profile — including profiles where the showroom partner has declined.
What we offer
Key features
- Up to 100% on-road price financing
- Tenures up to 7 years
- Lender-specific exchange and corporate offers
- Pre-approved sanctions for fast delivery
Who can apply
Basic eligibility
- Salaried (₹25,000+/month) or self-employed (2+ years ITR)
- Age 21 — 65
- Valid driving licence
Keep ready
Documents required
- KYC (PAN, Aadhaar)
- Income proof (3 months salary slips or 2 years ITR)
- Car invoice / dealer quotation
- Bank statement (last 6 months)
A working promise
“A senior advisor reads your file, picks the lender most likely to approve it, and stays with the case until disbursal — even when the first bank says no.”
Our Process
From first conversation —
to disbursal and beyond.
A guided four-step process built around clarity and speed. No opaque hand-offs, no junior routing — one senior advisor walks the case through.
- 01
Profile Review
Tell us your goal. A senior advisor reads your file end-to-end and identifies the right route.
- 02
Bank Matchmaking
We compare offers across 40+ lenders and pick the one most likely to approve your profile, at the best rate.
- 03
Documentation
We simplify the paperwork and structure it the way underwriters can underwrite — no guesswork.
- 04
Sanction & Support
Funds in your account — and continued assistance after disbursal. We stay with the case.
Trusted by Leading Banks & NBFCs
