Letter of Credit
Secure supplier and trade transactions with confidence.
- TypeInland / Import LC
- UseSupplier & trade payments
- TenorSight or usance
About this product
Why clients choose Viva Capital for LC.
A Letter of Credit is a bank-backed payment guarantee to your supplier — they get paid once shipping and documentary terms are met. It builds trust on both sides of a trade transaction, domestic or import, without straining your own cashflow.
What we offer
Key features
- Inland and import letters of credit
- Sight (immediate) or usance (deferred) payment terms
- Stronger negotiating position with suppliers
- Issued against working-capital limits or margin
Who can apply
Basic eligibility
- Business engaged in trade or manufacturing
- Working-capital limits or margin money
- Defined supplier and transaction details
Keep ready
Documents required
- Proforma invoice / purchase order
- Last 2 years financials
- Banking statements
- Import-Export Code (for import LC)
A working promise
“A senior advisor reads your file, picks the lender most likely to approve it, and stays with the case until disbursal — even when the first bank says no.”
Our Process
From first conversation —
to disbursal and beyond.
A guided four-step process built around clarity and speed. No opaque hand-offs, no junior routing — one senior advisor walks the case through.
- 01
Profile Review
Tell us your goal. A senior advisor reads your file end-to-end and identifies the right route.
- 02
Bank Matchmaking
We compare offers across 40+ lenders and pick the one most likely to approve your profile, at the best rate.
- 03
Documentation
We simplify the paperwork and structure it the way underwriters can underwrite — no guesswork.
- 04
Sanction & Support
Funds in your account — and continued assistance after disbursal. We stay with the case.
Trusted by Leading Banks & NBFCs
