About Viva Capital
Your trusted loan facilitation partner.
Since 2019, Viva Capital has become a leading Direct Selling Agent specialising in loan facilitation — simplifying the borrowing process and connecting clients with customised financial solutions.
Our Story
Born to bridge the gap
between borrower and bank.
Since our establishment in 2019, Viva Capital has become a leading Direct Selling Agent (DSA) specialising in loan facilitation services. Our mission is to simplify the borrowing process by connecting clients with customised financial solutions — ensuring transparency, efficiency, and customer satisfaction at every step.
We are committed to empowering individuals and businesses to achieve their financial aspirations. Whether it’s a dream home, a growing enterprise, or unlocking liquidity from your property, we structure files that win approvals — even when other intermediaries pass.
Explore our services
2019
Established
40+
Bank & NBFC partners
₹1000 Cr+
Disbursed to date
20+
Loan products
Why Choose Viva Capital
Five reasons clients come back to us.
№ 01
Extensive Network
Partnerships with top banks and NBFCs for comprehensive loan options.
№ 02
Professional Expertise
A team of skilled professionals guiding you at every step.
№ 03
Fast Processing
Streamlined procedures for quick approvals.
№ 04
Transparency
Honest communication with no hidden charges.
№ 05
Customised Solutions
Loan packages tailored to your unique financial requirements.
Our Services
Tailored across twenty-plus loan categories.
Home Loan
Structured approvals, even in complex profiles
Loan Against Property
Turn your property into powerful capital
Business Loan
Funding designed for business growth
Working Capital
Smart liquidity for business continuity
Personal Loan
Fast liquidity, structured for affordability
Balance Transfer
Lower your cost. Upgrade your loan
Loan Against Securities
Unlock funds without selling investments
Education Loan
Structured funding for future success
CGTMSE Funding
Collateral-free funding for business growth
Unsecured Term Loan
Business funding without collateral
Unsecured DOD
Flexible capital, available when you need it
Drop-Line Overdraft (Secured)
Flexible credit that reduces as you repay
New Car Loan
Smart financing for your next vehicle
Used Car Loan
Affordable loans without compromise
Car Refinance
Lower your EMI. Optimize your loan
Private Funding
Structured solutions beyond traditional lending
Cash Credit
A revolving limit that funds your day-to-day operations
Overdraft Limit
Withdraw beyond your balance, up to a sanctioned ceiling
Bank Guarantee
The bank's assurance that backs your commitments
Letter of Credit
Secure supplier and trade transactions with confidence
Working Capital Term Loan
A fixed-tenure loan for recurring working-capital needs
Lease Rental Discounting
Borrow against your rental income
Project Funding
Structured capital for builders and large projects
Our Partners
India’s leading banks & NBFCs.
We are proud to work with India’s leading financial institutions, including:
How We Work
A guided process —
from first call to disbursal.
- 1
Consultation
Understanding your financial needs.
- 2
Product Matching
Identifying suitable options from our partners.
- 3
Documentation Support
Simplifying the paperwork.
- 4
Loan Processing
Liaising with lenders for fast approvals.
- 5
Post-Disbursal Support
Continued assistance even after loan disbursement.
A Promise
“Let Viva Capital help turn your financial dreams into reality.”
Trusted by Leading Banks & NBFCs