The challenge
What stood in the way
Young businesses are routinely rejected for unsecured term lending. The promoter had viable cashflow but no property or fixed-asset cover to offer.
CGTMSECapability
Young business funded ₹10 Cr — without collateral
Growth without collateral via CGTMSE.
The structuring
How we routed it
Routed under the CGTMSE Government Guarantee scheme — the file was assessed on operating quality and viability rather than collateral. In-principle approval in strong cases comes same-day.
The outcome
Where it landed
₹50 L to ₹10 Cr collateral-free facility available, with subsidised guarantee fee.
A working promise
A senior advisor reads your file, picks the lender most likely to approve it, and stays with the case until disbursal.
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