The challenge
What stood in the way
Banks underwrite from the rear-view mirror — a single past settlement or sub-700 score is treated as a permanent disqualifier, even after years of clean banking.
Low CIBILCapability
Bad CIBIL doesn’t mean the journey is over
Past mistakes shouldn’t kill the current story.
The structuring
How we routed it
We routed via Drop-line Overdraft against a productive asset, with strong recent banking and a clear repayment vehicle. Smart lenders read forward, not backward.
The outcome
Where it landed
Funded. Business recovered. CIBIL began healing within twelve months of clean repayment.
A working promise
A senior advisor reads your file, picks the lender most likely to approve it, and stays with the case until disbursal.
Trusted by Leading Banks & NBFCs
