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var(--line-2);background:#ffffffe6;position:sticky;top:0}.header-inner{justify-content:space-between;align-items:center;height:78px;display:flex}.logo{align-items:center;gap:12px;display:inline-flex}.logo-mark{flex-shrink:0;width:44px;height:44px}.logo-text{flex-direction:column;line-height:1;display:flex}.logo-name{letter-spacing:.05em;color:var(--brand);font-size:1.1rem;font-weight:700}.logo-tag{letter-spacing:.32em;color:var(--gold-2);text-transform:uppercase;margin-top:6px;font-size:.6rem;font-weight:700}.logo-img{align-items:center;display:inline-flex}.logo-png{object-fit:contain;width:auto;height:44px;display:block}.logo-png-invert{filter:brightness(0)invert()}.site-footer .logo-png{height:56px}@media (max-width:540px){.logo-png{height:36px}.site-footer .logo-png{height:44px}}.nav{align-items:center;gap:30px;display:flex}.nav a{color:var(--ink);align-items:center;gap:4px;padding:6px 0;font-size:.95rem;transition:color .2s;display:inline-flex;position:relative}.nav a:hover,.nav 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#312a6c38;border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;display:inline-flex}.hero-card h4{color:var(--ink);margin:0;font-size:.95rem;font-weight:700;line-height:1.25}.hero-card p{color:var(--mute);margin:4px 0 0;font-size:.78rem;line-height:1.4}@keyframes floaty{0%,to{transform:translateY(-50%)}50%{transform:translateY(calc(-50% - 7px))}}@media (max-width:540px){@keyframes floaty{0%,to{transform:translateY(0)}50%{transform:translateY(-7px)}}}.section{padding:80px 0 90px}.section.alt{background:var(--bg-2)}.section-head{text-align:center;margin-bottom:56px}.section-head.left{text-align:left}.h2{font-family:var(--serif);letter-spacing:-.012em;color:var(--ink);margin:0;padding-bottom:18px;font-size:clamp(1.8rem,3vw,2.5rem);font-weight:700;line-height:1.15;display:inline-block;position:relative}.h2:after{content:"";background:var(--gold);border-radius:2px;width:64px;height:3px;position:absolute;bottom:0;left:50%;transform:translate(-50%)}.section-head.left 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li{color:#ffffffe0;align-items:flex-start;gap:10px;margin-bottom:8px;font-size:.88rem;display:flex}.case-list .check{background:var(--gold);width:18px;height:18px;color:var(--brand);border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;margin-top:2px;display:inline-flex}.case-success{color:var(--gold);margin:18px 0 0;font-size:.95rem;font-weight:700}.casecard-img{min-height:260px;position:relative}.casecard-img img{object-fit:cover;width:100%;height:100%;position:absolute;inset:0}.casecard-cta{background:var(--brand-deep);text-align:center;color:var(--bg);cursor:pointer;justify-content:center;align-items:center;gap:8px;padding:16px 30px;font-size:.9rem;display:inline-flex}.casecard-cta:hover{color:var(--gold)}.elig-grid{grid-template-columns:1fr 380px;align-items:stretch;gap:22px;display:grid}@media (max-width:1024px){.elig-grid{grid-template-columns:1fr}}.elig-card{background:#fff;border:1px solid #ece9e0;border-radius:14px;grid-template-columns:1fr 1fr;gap:60px;padding:38px 44px;display:grid}@media (max-width:720px){.elig-card{grid-template-columns:1fr;gap:30px;padding:28px}}.elig-col h3{color:var(--ink);font-size:1.25rem;font-weight:700;font-family:var(--serif);letter-spacing:-.005em;margin:0 0 18px}.elig-col ul{margin:0;padding:0;list-style:none}.elig-col li{color:var(--text);align-items:flex-start;gap:12px;padding:7px 0;font-size:.92rem;line-height:1.55;display:flex}.li-check{border:1.5px solid var(--gold);width:20px;height:20px;color:var(--gold-2);border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;margin-top:2px;display:inline-flex}.li-doc{border:1.2px solid var(--gold);width:22px;height:22px;color:var(--gold-2);background:#fff;border-radius:6px;flex-shrink:0;justify-content:center;align-items:center;margin-top:1px;display:inline-flex}.note-card{background:#fff;border:1px solid #ece9e0;border-radius:14px;align-items:center;gap:24px;padding:30px 34px;display:flex}.note-text{flex:1;min-width:0}.note-card h3{color:var(--ink);font-size:1.3rem;font-weight:700;font-family:var(--serif);margin:0 0 18px}.note-card p{color:var(--text);margin:0;font-size:.95rem;line-height:1.65}.note-shield{color:#c08e448c;flex-shrink:0;justify-content:center;align-items:center;width:70px;height:70px;display:inline-flex}.note-shield svg{width:100%;height:100%}.steps{grid-template-columns:repeat(4,1fr);align-items:start;gap:22px;display:grid}@media (max-width:980px){.steps{grid-template-columns:repeat(2,1fr);gap:36px 22px}}@media (max-width:540px){.steps{grid-template-columns:1fr}}.step{flex-direction:column;gap:6px;display:flex;position:relative}.step-row{align-items:center;gap:14px;display:flex}.step-circle{background:var(--brand);width:56px;height:56px;color:var(--bg);box-shadow:var(--shadow-sm);border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;display:inline-flex;position:relative}.step-num{background:var(--gold);width:22px;height:22px;color:var(--brand);border:2px solid var(--bg);font-variant-numeric:tabular-nums;border-radius:50%;justify-content:center;align-items:center;font-size:.74rem;font-weight:700;display:inline-flex;position:absolute;top:-6px;right:-6px}.step h4{color:var(--ink);margin:0;font-size:1.05rem;font-weight:700}.step p{color:var(--mute);margin:8px 0 0 70px;font-size:.88rem;line-height:1.55}.step-arrow{color:#6c6e8473;position:absolute;top:22px;right:-18px}@media (max-width:980px){.step-arrow{display:none}}.tslot{max-width:920px;margin:0 auto;position:relative}.tcard{background:var(--card);border:1px solid var(--line);box-shadow:var(--shadow-sm);border-radius:18px;grid-template-columns:2fr 1fr;align-items:center;gap:30px;padding:38px;display:grid}@media (max-width:720px){.tcard{grid-template-columns:1fr;padding:28px}}.tcard .quote-icon{color:var(--gold);margin-bottom:12px}.tcard blockquote{color:var(--text);font-size:1.02rem;line-height:1.7;font-family:var(--sans);margin:0}.tcard figcaption{border-left:1px solid var(--line-2);align-items:center;gap:14px;padding-left:22px;display:flex}@media (max-width:720px){.tcard figcaption{border-left:none;border-top:1px solid var(--line-2);padding-top:18px;padding-left:0}}.t-avatar{background:var(--bg-2);background-position:50%;background-size:cover;border-radius:50%;flex-shrink:0;width:56px;height:56px}.t-meta p{margin:0;line-height:1.3}.t-name{color:var(--ink);font-size:1.02rem;font-weight:700}.t-role{color:var(--mute);font-size:.86rem;margin-top:4px!important}.t-loc{color:var(--mute);font-size:.84rem}.t-arrow{background:var(--card);width:44px;height:44px;color:var(--brand);cursor:pointer;border:1.5px solid #312a6c38;border-radius:50%;justify-content:center;align-items:center;transition:background .25s,color .25s,border-color .25s;display:inline-flex;position:absolute;top:50%;transform:translateY(-50%)}.t-arrow:hover{background:var(--brand);color:var(--bg);border-color:var(--brand)}.t-arrow.prev{left:-64px}.t-arrow.next{right:-64px}@media (max-width:1080px){.t-arrow.prev{left:-10px}.t-arrow.next{right:-10px}}.t-dots{justify-content:center;gap:8px;margin-top:28px;display:flex}.t-dot{cursor:pointer;background:#312a6c2e;border:0;border-radius:999px;width:8px;height:8px;padding:0;transition:width .3s,background .3s}.t-dot.active{background:var(--brand);width:28px}.cta-bar{background:var(--brand);color:var(--bg);box-shadow:var(--shadow-md);border-radius:18px;grid-template-columns:1.4fr 1fr;align-items:center;gap:24px;padding:36px 40px;display:grid;position:relative;overflow:hidden}.cta-bar:before{content:"";pointer-events:none;background:radial-gradient(closest-side,#d4a76a38,#0000 70%);border-radius:50%;width:380px;height:380px;position:absolute;top:-120px;right:-120px}@media (max-width:920px){.cta-bar{grid-template-columns:1fr;padding:28px}}.cta-bar h2{font-family:var(--serif);letter-spacing:-.01em;color:#fff;margin:0;font-size:clamp(1.5rem,2.6vw,2.1rem);font-weight:700;line-height:1.2}.cta-bar p{color:#ffffffc7;margin:8px 0 0;font-size:.98rem}.cta-actions{flex-wrap:wrap;justify-content:flex-end;gap:12px;display:flex}@media (max-width:920px){.cta-actions{justify-content:flex-start}}.trust{border-top:1px solid var(--line-2);padding:60px 0 70px}.trust-head{color:var(--mute);justify-content:center;align-items:center;gap:16px;display:flex}.trust-head .line{background:var(--line);width:60px;height:1px;display:block}.trust-track-wrap{margin-top:36px;position:relative;overflow:hidden;-webkit-mask-image:linear-gradient(90deg,#0000,#000 8% 92%,#0000);mask-image:linear-gradient(90deg,#0000,#000 8% 92%,#0000)}.trust-track{align-items:center;gap:56px;width:max-content;animation:36s linear infinite marquee;display:flex}@keyframes marquee{0%{transform:translate(0)}to{transform:translate(-50%)}}.brand-name{font-family:var(--sans);color:#1a1a2e8c;letter-spacing:.05em;white-space:nowrap;text-transform:uppercase;font-size:1.05rem;font-weight:700;transition:color .3s}.brand-name:hover{color:var(--ink)}.trust-logo{filter:grayscale(.35)opacity(.78);flex-shrink:0;justify-content:center;align-items:center;height:50px;transition:filter .35s;display:inline-flex}.trust-logo:hover{filter:grayscale(0)opacity()}.trust-logo img,.trust-logo svg{width:auto;max-width:200px;height:100%}.site-footer{background:var(--brand-deep);color:var(--bg);padding:70px 0 28px}.footer-grid{grid-template-columns:1.5fr 1fr 1fr 1fr;gap:36px;display:grid}@media (max-width:920px){.footer-grid{grid-template-columns:1fr 1fr}}@media (max-width:540px){.footer-grid{grid-template-columns:1fr}}.footer-col h5{letter-spacing:.22em;text-transform:uppercase;color:var(--gold);margin:0 0 18px;font-size:.74rem;font-weight:700}.footer-col p,.footer-col a{color:#fafaf6d9;font-size:.94rem;line-height:1.65}.footer-col ul{margin:0;padding:0;list-style:none}.footer-col li{margin-bottom:10px}.footer-col li a:hover{color:var(--gold)}.footer-row{align-items:flex-start;gap:8px;display:flex}.footer-bottom{color:#fafaf680;border-top:1px solid #ffffff1f;flex-wrap:wrap;justify-content:space-between;gap:14px;margin-top:40px;padding-top:22px;font-size:.78rem;display:flex}.brand-about{color:#fafaf6b3;max-width:320px;margin-top:18px}.reveal{opacity:0;transition:opacity .9s,transform .9s;transform:translateY(18px)}.reveal.in{opacity:1;transform:translateY(0)}.inner-hero{border-bottom:1px solid var(--line-2);background:linear-gradient(#f5f6fb 0%,#fff 100%);padding:72px 0 56px;position:relative}.crumbs{color:var(--mute);letter-spacing:.06em;text-transform:uppercase;align-items:center;gap:8px;font-size:.78rem;display:flex}.crumbs a:hover{color:var(--brand)}.crumbs .sep{color:var(--soft)}.inner-hero h1{font-family:var(--serif);letter-spacing:-.015em;color:var(--ink);margin:18px 0 0;font-size:clamp(2rem,4vw,3.4rem);font-weight:700;line-height:1.05}.inner-hero p{max-width:640px;color:var(--mute);margin:18px 0 0;font-size:1.05rem;line-height:1.7}.prose h2{font-family:var(--serif);color:var(--ink);letter-spacing:-.01em;margin:0 0 14px;font-size:1.7rem;font-weight:700}.prose h3{font-family:var(--serif);color:var(--ink);margin:28px 0 10px;font-size:1.25rem;font-weight:700}.prose p{color:var(--text);margin:0 0 16px;font-size:1rem;line-height:1.75}.prose ul{margin:0 0 18px;padding-left:18px}.prose li{color:var(--text);margin-bottom:8px;font-size:.98rem;line-height:1.7}.apply-card{border:1px solid var(--line-2);box-shadow:var(--shadow-sm);background:#fff;border-radius:18px;position:relative;overflow:hidden}.apply-card:before{content:"";background:linear-gradient(90deg, var(--brand) 0%, var(--gold) 100%);height:4px;position:absolute;inset:0 0 auto}.apply-card-head{border-bottom:1px dashed var(--line-2);padding:36px 36px 24px}.apply-pill{background:var(--gold-bg);color:var(--gold-2);letter-spacing:.16em;text-transform:uppercase;border-radius:999px;align-items:center;gap:8px;padding:6px 12px;font-size:.72rem;font-weight:700;display:inline-flex}.apply-pill-dot{background:var(--gold-2);border-radius:50%;width:6px;height:6px;animation:1.6s ease-in-out infinite applyPulse}@keyframes applyPulse{0%,to{opacity:1}50%{opacity:.35}}.apply-title{font-family:var(--serif);letter-spacing:-.014em;color:var(--ink);margin:14px 0 8px;font-size:1.8rem;font-weight:700}.apply-sub{color:var(--mute);max-width:60ch;margin:0;font-size:.95rem;line-height:1.65}.apply-form{gap:18px;padding:28px 36px 32px;display:grid}.apply-row{grid-template-columns:1fr 1fr;gap:14px;display:grid}@media (max-width:720px){.apply-card-head{padding:26px 22px 18px}.apply-form{padding:20px 22px 26px}.apply-row{grid-template-columns:1fr}.apply-title{font-size:1.4rem}}.apply-field{flex-direction:column;display:flex}.apply-field.is-full{grid-column:1/-1}.apply-label{letter-spacing:.18em;text-transform:uppercase;color:var(--text);align-items:center;gap:8px;margin-bottom:8px;font-size:.7rem;font-weight:700;display:flex}.apply-req{color:var(--gold-2);letter-spacing:0;font-size:1rem}.apply-opt{letter-spacing:.16em;color:var(--soft);margin-left:auto;font-size:.62rem;font-weight:500}.apply-input-wrap{display:block;position:relative}.apply-prefix{color:var(--mute);font-size:.95rem;font-family:var(--serif);pointer-events:none;font-weight:700;position:absolute;top:50%;left:14px;transform:translateY(-50%)}.apply-input{border:1.5px solid var(--line-2);width:100%;color:var(--ink);font-size:.96rem;font-family:var(--sans);background:#fff;border-radius:10px;outline:none;padding:13px 14px;transition:border-color .2s,box-shadow .2s,background .2s}.apply-input::placeholder{color:var(--soft)}.apply-input:hover{border-color:#312a6c47}.apply-input:focus{border-color:var(--brand);box-shadow:0 0 0 4px #312a6c1a}.apply-textarea{resize:vertical;min-height:100px;font-family:var(--sans)}.apply-msg{border:1px solid;border-radius:10px;align-items:center;gap:12px;padding:13px 16px;font-size:.92rem;font-weight:600;display:flex}.apply-msg-icon{border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;width:24px;height:24px;display:inline-flex}.apply-msg-success{color:#1b6e3b;background:#f0f9ee;border-color:#cfeacd}.apply-msg-success .apply-msg-icon{color:#f0f9ee;background:#1b6e3b}.apply-msg-error{color:#9b1c1c;background:#fdecec;border-color:#f3c2c2}.apply-msg-error .apply-msg-icon{color:#fdecec;background:#9b1c1c}.apply-submit{background:var(--brand);width:100%;color:var(--bg);font-family:var(--sans);cursor:pointer;border:0;border-radius:12px;justify-content:center;align-items:center;gap:12px;margin-top:6px;padding:16px 24px;font-size:1rem;font-weight:700;transition:background .25s,transform .25s,box-shadow .25s;display:inline-flex;position:relative;overflow:hidden;box-shadow:0 8px 24px -10px #312a6c73}.apply-submit:before{content:"";background:linear-gradient(120deg,#0000 30%,#d4a76a2e 50%,#0000 70%);transition:transform .6s;position:absolute;inset:0;transform:translate(-100%)}.apply-submit:hover:not(:disabled){background:var(--brand-2);transform:translateY(-1px);box-shadow:0 12px 28px -10px #312a6c8c}.apply-submit:hover:not(:disabled):before{transform:translate(100%)}.apply-submit:disabled{opacity:.65;cursor:not-allowed}.apply-submit-arrow{background:var(--gold);width:28px;height:28px;color:var(--brand);border-radius:50%;justify-content:center;align-items:center;transition:transform .25s;display:inline-flex}.apply-submit:hover:not(:disabled) .apply-submit-arrow{transform:translate(4px)}.apply-trust{flex-wrap:wrap;justify-content:center;gap:14px 22px;margin:14px 0 0;padding:0;list-style:none;display:flex}.apply-trust li{color:var(--mute);align-items:center;gap:6px;font-size:.78rem;display:inline-flex}.apply-trust-tick{background:var(--gold-bg);width:16px;height:16px;color:var(--gold-2);border-radius:50%;justify-content:center;align-items:center;font-size:.7rem;font-weight:700;display:inline-flex}.tools-shell{grid-template-columns:280px 1fr;align-items:start;gap:26px;display:grid}@media (max-width:980px){.tools-shell{grid-template-columns:1fr}}.tools-sidebar{border:1px solid var(--line-2);background:#fff;border-radius:16px;padding:22px;position:sticky;top:96px}@media (max-width:980px){.tools-sidebar{position:static}}.tools-list{flex-direction:column;gap:4px;margin:0;padding:0;list-style:none;display:flex}.tools-tab{width:100%;font-family:var(--sans);text-align:left;cursor:pointer;background:0 0;border:0;border-radius:10px;align-items:center;gap:14px;padding:12px 14px;transition:background .25s;display:flex}.tools-tab:hover{background:var(--bg-2)}.tools-tab.active{background:linear-gradient(#312a6c0f,#0000);position:relative}.tools-tab.active:before{content:"";background:var(--brand);border-radius:2px;width:3px;position:absolute;top:8px;bottom:8px;left:0}.tools-tab-icon{background:var(--gold-bg);width:38px;height:38px;color:var(--gold-2);border-radius:10px;flex-shrink:0;justify-content:center;align-items:center;transition:background .25s,color .25s;display:inline-flex}.tools-tab.active .tools-tab-icon{background:var(--brand);color:var(--bg)}.tools-tab-text{flex-direction:column;min-width:0;display:flex}.tools-tab-label{color:var(--ink);font-size:.94rem;font-weight:700;line-height:1.25}.tools-tab.active .tools-tab-label{color:var(--brand)}.tools-tab-sub{color:var(--mute);margin-top:2px;font-size:.78rem}@media (max-width:720px){.calc-grid{grid-template-columns:1fr!important;padding:24px!important}}@media (max-width:1024px){.about-two-col{grid-template-columns:1fr!important;gap:40px!important}.how-we-work{grid-template-columns:repeat(2,1fr)!important;gap:40px 18px!important}.hide-on-mobile{display:none!important}}@media (max-width:540px){.how-we-work{grid-template-columns:1fr!important}}@property --tw-rotate-x{syntax:"*";inherits:false}@property --tw-rotate-y{syntax:"*";inherits:false}@property --tw-rotate-z{syntax:"*";inherits:false}@property --tw-skew-x{syntax:"*";inherits:false}@property --tw-skew-y{syntax:"*";inherits:false}@property --tw-border-style{syntax:"*";inherits:false;initial-value:solid}@property --tw-ordinal{syntax:"*";inherits:false}@property --tw-slashed-zero{syntax:"*";inherits:false}@property --tw-numeric-figure{syntax:"*";inherits:false}@property --tw-numeric-spacing{syntax:"*";inherits:false}@property --tw-numeric-fraction{syntax:"*";inherits:false}@property --tw-outline-style{syntax:"*";inherits:false;initial-value:solid}